If you’re a car owner in the State of New Jersey, you’re required to have auto insurance. You may have questions about minimum auto insurance requirements and provisions. Car owners in the Medford, NJ area can find answers to insurance questions from our team at Rock Insurance Services. We’ve been serving clients in the Tri-State area for over 21 years.
Repair Decisions After a Car Accident
According to the New Jersey Department of Banking & Insurance, after your insurance company has examined your car following an accident, they have several options. They can arrange to repair your car, replace your car, or reimburse you for the cash value of your car. In most cases, if your insurance company decides that car repair is the best option, they will provide you with a list of approved auto repair shops. They can also recommend a car rental agency if your insurance policy includes a car rental clause.
Some people might be surprised to learn that their insurance company isn’t obligated to require the use of new auto parts when their car is being repaired. The guidelines of many car insurance policies require only that the vehicle be returned to its condition before the accident. If you prefer newer auto parts, you can request the garage use them, but you would have to pay the difference in price.
Call Us Today for Your Appointment
Whether you’ve recently had an auto accident or need to add a new car to your policy, you can find assistance at Rock Insurance Services. Clients in the Medford, NJ area will find us prepared to answer your insurance questions. All our agents are dedicated to providing excellent customer service. Call us for an appointment today, and let’s talk about your insurance needs.