Do you worry about making mistakes on your car insurance and want to avoid getting in any trouble? We understand this fear at Rock Insurance Agency Inc. Thankfully, we can help Medford, NJ residents prevent these problems and keep their insurance strong, safe, and reasonable.

Did You File a Claim When You Shouldn’t Have Filed It?

Some people may try to file a claim when they experience minor damage to their vehicle. This common mistake is frustrating to insurance companies because it’s not likely that they’ll ever have to pay for anything and the paperwork just clogs up their system. Only file if the damage is more than your deductible.

Did You Forget to Take Pictures?

Do you know how many people don’t take pictures of their cars after an accident? We don’t know the exact number but know that it is very high. This mistake is going to make your claim much harder to prove. Your company may even refuse your coverage until you provide photos to prove it. 

Did You Tell Your Insurance Companies You’re Okay?

When talking to your insurance company, it isn’t wise to say that you feel "fine" if you plan on getting any medical care coverage. This statement tells them that you aren’t suffering, and any attempt to get coverage for medical bills may be looked on with suspicion.

Did You Provide Too Little Information? 

Car owners may hide their fault in a car accident by providing minimal information to their insurance company. This mistake is critical because insurance teams do their investigations anyway and talk to other people, painting you in a bad light. 

Work With Us to Learn More 

We at Rock Insurance Agency Inc. understand that working with insurance companies can feel complex or challenging. However, we’re ready to help Medford, NJ residents avoid the kind of mistakes highlighted above. 

Any automobile owner in the Medford, NJ area should be properly covered with an auto insurance policy. When determining which policies and coverage are best for you, it’s important to consider your driving situation as well as your financial limitations. If you are in the market for auto insurance and are feeling overwhelmed at your options, let the experts at Rock Insurance Agency Inc. guide you through the process. Shopping for insurance can be tedious, but it’s a necessary precaution to be protected on the road. 

Auto insurance in New Jersey requires three types of coverage:

1. Uninsured motorist coverage — If you’re in an accident with someone who doesn’t have insurance, you are still covered. 

2. Personal injury protection — PIP coverage covers the medical expenses regardless of who is at fault in an accident that involves your vehicle. 

3. Liability insurance — This covers other damages if you are responsible for causing them (but not medical costs). 

As you can see, the protection that auto insurance can provide drivers in Medford, NJ is invaluable for your safety and the safety of others on the road. Whether it’s a policy that covers just you, or your family members (like new teen drivers), the protection and peace of mind that auto insurance offers is reason enough to prioritize finding the right policy and coverage that suits your needs and matches your lifestyle. 

For reliable auto insurance and a team of experts you can count on, be sure to contact Rock Insurance Agency Inc. We offer auto insurance policies for drivers in the Tri-State area and would be happy to get you and your family set up with an insurance plan that will make you feel safe on the road.